Business Continuation

Many businesses fail to plan for the untimely death of a business owner. Whether your business is a sole proprietorship, a partnership or a close corporation, the death of a business owner can prove to be costly to the business and the business owner’s family.

With the use of life insurance combined with a buy-sell agreement (drafted by an attorney), cash can be made available in order to assist with the orderly, economical adjustments following the death of a business owner.  Life insurance puts the surviving owners or the business owner’s family in control of the situation, at a time when there is already enough chaos.

We will work closely with you and your professional advisors to identify areas of concern and provide solutions that help to bring certainty to the future of your business. Naturally, the starting point for this contingency planning will be your own priorities, which may include important philosophical and emotional considerations as well as purely financial factors.

We design plans that work to ensure your reputation is protected–within your community, among your customers, and across your industry–in the event of any unforeseen significant change.