Long Term Care Insurance

The reality of tomorrow is on its way….are you ready?

At an average of $73,000 annually, nursing home or assisted living care can eat up an entire lifetime of savings. By supplementing these funds, long-term care insurance (LTCI) protects your nest egg and allows you to take control of your own health care decisions.

More than half of all Americans over age 65 will need some form of long-term care services, meaning assistance in daily life activities with care such as:

  • Adult daycare
  • Alzheimer's / Dementia care
  • Assisted living
  • In-home care
  • Hospice care
  • Respite care
  • Skilled nursing home care

Why purchase Long Term Care Insurance?

Managing a long-term or chronic illness will typically require extended care, either at home, an assisted living facility, or in a skilled nursing facility. LTCI helps ensure you have the financial resources to cover the costs.

Preparing now for your long-term care can do more than reduce your financial worries. With LTCI:

  • You participate in making choices about your daily care and the services you receive
  • You are relieved from relying on your children or family members for support
  • You choose who will provide the care you need
  • You help decide where you will live
  • And, you maintain your financial freedom

Life goes by so fast. If you’re 45 to 75 years of age, speak with our insurance specialists and we’ll help you prepare for tomorrow, today.